Howey & Associates in Woodhaven, Michigan

Howey & Associates, Inc., formerly known as Howey & Klann Agency, was founded by Charles O. Howey in 1953, and has since then become one of the area’s largest independent insurance agencies, well respected within the insurance industry.

Personal Insurance

• Homeowners Insurance - The Homeowner policy provides coverage for your house, including an attached garage, other personal structures on your property, the contents of your home, and additional living expense in the event of an insured loss. In addition, personal liability protection with unlimited defense cost is included. Let us help you determine the right coverage to protect your home and its contents.

• Automobile Insurance -  We can help you make effective coverage choices.

• Boat Insurance
• Motorcycle Insurance
• Umbrella Coverage

Commercial & Special Coverages:

• Property 
• General Liability
• Auto 
• Workers' Compensation 
• Builders Risk 
• Umbrella Liability 
• Professional Liability 
• Liquor Liability 
• Directors and Officers Liability 
• Employment Practices Liability
• Cargo 
• Inland Marine Equipment 
• Bonds
• Boiler & Mechanical Systems 

We offer both Individual and Group Health insurance.

For Individual coverage, we offer both “guaranteed issue” and medically underwritten programs, from no deductible to $5,000 deductible. Coverage can include office visits, preventive care, prescription drug, and dental. We can also help with your individual Medicare supplement.

For Group coverage, we can offer HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), HAS (Health Savings Account/high deductible plan), Dental and Optical.  Whether the business is a sole proprietor, partnership, or corporation, we have a solution.